2024 Consolidated Annual Performance and Evaluation Report (CAPER)

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Not included in the above numbers are those individuals who were assisted through services, such as the coordinated entry program (821), services to assist those residing in permanent supportive housing (62)and those temporarily housed in one of the shelter projects which utilize ESG funds. In addition, the following activities were undertaken in 2024 with CARES Act funding with the goal of preventing, preparing for, and responding to the Coronavirus pandemic and are not counted in the numbers above: • CDBG-CV Emergency Rental Assistance—Real Services assisting 56 LMI Households • CDBG-CV Food Support Assistance—HOPE Ministries (for Motels4Now) assisting 302 households transitioning from homelessness • CDBG-CV Support Services—Oaklawn (for Motels4Now and Weather Amnesty Services) assisting 506 LMI households South Bend and the surrounding area continued to be affected by the drastic change in the housing market resulting in substantial increases in the cost of housing which in many cases priced safe, sanitary and decent housing out of the range of affordability for low- and moderate-income households. Following the drastic price increase, was the continued increase in mortgage rates that further served to price housing with mortgages outside what is considered affordable to low-and moderate-income households. While in 2024 the market began to slow some,the higher prices coupled with higher interest rates, made it difficult for a LMI homebuyer to purchase a house without the use of substantial subsidies. While these factors directly affect home purchases, it had a residual effect on the rental market as many landlords recognized the value in selling their rental homes in the midst of a seller-driven housing market. Many landlords were able to increase their rents as the demand for housing for all income levels increased. In some cases, the increased rents were priced above the fair market rents determined by HUD annually which meant fewer landlords were accepting tenant based rental assistance. Discuss how these outcomes will impact future annual action plans. The outcomes noted in the attached spreadsheets for each funding source indicate that the City of South Bend and the St.Joseph County Housing Consortium are allocating funds to the activities that meet the priorities of the 2020-2024 HCD Plan and best serve low-mod income families in the respective jurisdictions. In 2024 South Bend allocated CDBG-CV funds for meals and wrap-around support services at a low-barrier site for homeless individuals and two weather amnesty locations. CAPER 24 OMB Control No:2506-0117(exp.09/30/2021)