St. Joseph County Housing Consortium

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The following illustrates the economic profile for the City of South Bend, according to the 2018-2022 American Community Survey: • 28.2%of workers are employed in educational services, healthcare,and social assistance. • 16.6%of workers were employed in manufacturing. • 10.6%of workers were employed in retail trade. • 4.0% of workers were considered self-employed. • 86.2%of workers are private wage and salary workers. Geographic Distribution Target Area Percentage of Funds Low-and Moderate-Income Areas 100% Table 56-Geographic Distribution Rationale for the priorities for allocating investments geographically The City of South Bend will allocate its CDBG funds to those geographic areas whose residents are above the 51% low-and moderate-income rate. At least 70%of all the City's CDBG funds that are budgeted for activities will principally benefit low- and moderate-income persons. The following guidelines for allocating CDBG and HOME funds were used by the City for the FY 2024 Program Year: • The public services activities are for social service organizations whose clientele are considered lower income or in certain cases, a limited clientele with a presumed low- and moderate-income status. • The public facilities activities are either located in a low-and moderate-income census tract/block group,have a low-and moderate-income service area benefit,or have clientele over 51%low-and moderate-income. • The infrastructure improvement activities are either located in a low-and moderate-income census tract/block group or have a low- and moderate-income service area benefit or clientele, which is over 51%low-and moderate-income. • The housing activities have income eligibility criteria; therefore, the income requirement limits funds to low-and moderate-income households throughout the City. • Economic development projects will either be located in a low- and moderate-income census tract/block group, or a poverty tract greater than 20%, or part of a redevelopment area, or 51%of the jobs will be made available to low-and moderate-income households. The proposed Activities/Projects under the FY 2024 CDBG and HOME Program Year are located in areas with the highest percentages of low-to moderate-income persons and those block groups with a percentage of minority persons above the average for the City of South Bend. The HOME funds will be used for administration and for housing projects.These funds will be targeted to low-income persons and projects designed to provide affordable housing to low-income persons and are OMB Control No:2506-0117(exp.07/31/2025) 188