St. Joseph County Housing Consortium

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FY 2025-2029 Five-Year Consolidated Plan City of South Bend, IN Strategic Plan SP-05 Overview Strategic Plan Overview This is the City of South Bend's and the St. Joseph County Housing Consortium's First Year of funding under their new Five-Year Consolidated Plan for FY 2025-2029. The "Vision" of the Five-Year Consolidated Plan is to serve as a consolidated planning document, an application, and a strategic plan for the St. Joseph County Housing Consortium and the City of South Bend. As part of the Five-Year Consolidated Plan, the community has developed goals and objectives. The following strategies with subsequent goals and priorities have been identified for the St.Joseph County Housing Consortium and the City of South Bend for the period of FY 2025 through FY 2029 for the use of the Community Development Block Grant(CDBG)Program,the HOME Investment Partnership(HOME)Program, and the Emergency Solutions Grant(ESG) Program. HOUSING PRIORITY - HS St. Joseph County, including the Cities of South Bend and Mishawaka, has been experiencing a growth in population. This has created demand for housing and has strained the existing housing stock.This has resulted in an increase in the sale price of homes and rental costs in the County.Low- and moderate-income households have been severely impacted and are unable to find decent, safe, sanitary, and affordable housing because they can no longer pay the increase in housing costs. This has been identified as the top priority for St.Joseph Housing Consortium. The following goals are presented to address this Housing Priority: HS-1 Housing Development-Increase the number of decent safe, sanitary,accessible, and affordable housing units in the County,both for owner-occupied and rental-occupied housing. HS-2 Homeownership—Increase the opportunities for homeownership for low-and moderate-income households through downpayment/closing cost assistance, and housing counseling services. HS-3 Housing Rehabilitation—Promote and assist in the preservation of existing owner-occupied and renter-occupied housing in the County. HS-4 Lead-Based Paint—Promote and educate property owners on the dangers of lead-based paint and safe work practices to abate lead-based paint in their residences. HS-5 Housing Assistance — Promote and provide housing stability through mortgage assistance tax payments, rental assistance, deposits, and utility payments for low- and moderate-income households who are at risk of homelessness. OMB Control No:2506-0117(exp.07/31/2025) 122