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FY 2025-2029 Five-Year Consolidated Plan City of South Bend, IN <br /> MA-20 Housing Market Analysis: Condition of Housing - 91.410, 91.210(a) <br /> Introduction <br /> According to 2018-2022 ACS data,there is a total of 118,075 and 46,514 housing units in St.Joseph County <br /> and South Bend,respectively. Approximately 17.4% of housing units were built before 1939; 24.2%were <br /> built from 1940 to 1959;and 23.2%were built from 1950 to 1969.From 1980 to 1999,21.5%of all housing <br /> units were built. Following this period, the rate of housing construction greatly decreased. Approximately <br /> 8.6%were built from 2000 to 2009 and 5.2%have been built since 2010. The City of South Bend follows <br /> a similar trend. Approximately 79.5%of all housing units were built before 1979. <br /> Describe the jurisdiction's definition of"standard condition" and "substandard condition <br /> but suitable for rehabilitation": <br /> The following definitions are used in the table below: <br /> "Selected Housing Conditions:" <br /> • Over-crowding(1.01 or more persons per room) <br /> • Lacking a complete kitchen <br /> • Lack of plumbing facilities and/or other utilities <br /> • Cost overburden <br /> "Substandard Condition:" Does not meet code standards, or contains one of the selected housing <br /> conditions. <br /> "Suitable for Rehabilitation": The amount of work required to bring the unit up to minimum code <br /> standards,and the existing debt on the property,together are less than the fair market value of the property. <br /> "Not Suitable for Rehabilitation": The amount of work required to bring the unit up to minimum code <br /> standard exceeds the fair market value of the property after rehabilitation work is complete. <br /> Condition of Units <br /> Condition of Units Owner-Occupied Renter-Occupied <br /> Number % Number <br /> With one selected Condition 10,320 15% 13,375 41% <br /> With two selected Conditions 150 0% 664 2% <br /> With three selected Conditions 30 0% 10 0% <br /> With four selected Conditions 0 0% 0 0% <br /> No selected Conditions 57,260 85% 18,215 56% <br /> Total 67,760 100% 32,264 99% <br /> Table 32-Condition of Units <br /> Data 2016-2020 ACS <br /> Source: <br /> OMB Control No:2506-0117(exp.07/31/2025) 98 <br />