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18. No Personal Liability. No official, director, officer, employee, or agent of the City shall be <br />charged personally by the Applicant, its employees, or its agents with any liabilities or expenses of <br />defense or be held personally liable to the Applicant under any term or provision of this Agreement or <br />because of the execution by such party of this Agreement or because of any default by such party <br />hereunder. <br />[Remainder of page intentionally blank.] <br />5 <br />