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• Age of housing stock <br /> • High cost loans(NSP) <br /> • Census tracts with high percentage of low-to moderate-income households <br /> Mishawaka <br /> Beginning in 2015,the St.Joseph County Housing Consortium opted to fund housing projects in <br /> Mishawaka by contracting with agencies directly, rather than through the City of <br /> Mishawaka. Subsequently, PY2022 HOME funds were awarded to Habitat for Humanity of St.Joseph <br /> County, inc.to provide homebuyer assistance to low-moderate income homebuyers in the Fields of <br /> Highland Subdivision in Mishawaka. <br /> St.Joseph County <br /> The St.Joseph County Housing Consortium did not receive any requests for funding in 2022 to serve the <br /> unincorporated areas of St.Joseph County. <br /> CAPER 17 <br /> OMB Control No:2506-0117(exp.09/30/2021) <br />