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SOUTH BE. <br /> Wes"st South Bend is the highest rated Second <br /> � /B65 5 i,ar Class City in the state of Indiana * <br /> Key Factors in South Bend's strong Credit rating <br /> - "Diverse local economy and position as a regional center." <br /> - "Very strong financial operations." <br /> - "Moderate overall debt burden." <br /> w - "The university [of Notre Dame] and two major health <br /> care systems help anchor the area economy." <br /> Limiting Rating Factors <br /> - "Income levels, at 70% of the national level. " <br /> - "Above-average unemployment rate." <br /> * Second Class City refers to Cities with population in excess of 30,000 <br />