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36 <br />IN WITNESS WHEREOF, the Authorized Borrower Representative has set his hand as of <br />day of , 20__. <br />Steven Fisher, <br />Authorized Borrower Representative <br />Approved by: <br />CITIZENS BANK, N.A., as successor by merger <br />to CITIZENS BANK OF PENNSYLVANIA <br />as the Bank <br />By: ______________________________ <br />Title: ____________________________