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Draft –for discussion purposes only <br />CITY OF SOUTH BEND <br />DEPARTMENT OF COMMUNITY INVESTMENT <br />Segments of housing <br />_______________________________________________________________ <br />For a housing project you need: <br />Market-rate rental Market owner <br />occupied <br />Affordable rental Affordable owner <br />occupied <br />Renter vs Owner <br />Market vs AffordableLand Regulatory Finance Contractors and Material