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NEW ISSUE NOTICE OF INTENT TO BID: November 6,1998 4:00 P.M. E.S.T. <br />BOOK-ENTRY-ONLY BOND SALE: Upon 24 hours' notice <br /> RATINGS: Standard & Poor's "_" <br /> Moody's "_ <br /> Fitch IBCA"_ <br /> (See "RATINGS" herein.) <br /> OFFICIAL STATEMENT DATED OCTOBER ,1998 <br /> * <br /> $6,245,000 <br /> SOUTH BEND REDEVELOPMENT AUTHORITY <br /> Lease Rental Revenue Refunding Bonds of 1998 <br /> (Blackthorn Golf Course Project) <br />Dated: November 1,1998 Due: March 1, as shown below <br />Interest: Interest payable March 1 and September 1 <br /> beginning March 1,1999 <br />The Lease Rental Revenue Refunding Bonds of 1998 (Blackthorn Golf Course Project), (the "Refunding Bonds') will be issued by the South Bend <br />Redevelopment Authority (the "Authority") in accordance with a Trust Agreement (the "Agreement") by and between the Authority and Norwest Bank Indiana, <br />N.A., Fort Wayne, Indiana, as trustee (the "Trustee'), and pursuant to Indiana Code 36-7-14.5, as amended (the "Act") and will bear interest from November 1, <br />1998 and will mature on the dates and in the principal amounts set forth below. The Refunding Bonds are being issued by the Authority to provide funds for the <br />advance refunding of the Authority's Lease Rental Revenue Bonds of 1992 (Blackthorn Golf Course Project) (the "1992 Bonds'), to lower required lease rental <br />payments and to pay expenses incidental to the issuance of the Refunding Bonds. The Refunding Bonds will be issued in fully registered form in the <br />denomination of $5,000, or any integral multiple thereof. Interest will be payable on March 1 and September 1 of each year, beginning March 1,1999. <br />When issued, the Refunding Bonds will be registered in the name of Cede & Co., as nominee for The Depository Trust Company, New York, New York <br />("DTC"). Purchases of beneficial interests in the Refunding Bonds will be made in book-entry-only form. Purchasers of beneficial interests ixt the Refunding Bonds <br />(the "Beneficial Owners') will not receive physical delivery of certificates representing their interests in the Refunding Bonds. Interest together with the principal of <br />and redemption premium, if any, on the Refunding Bonds will be paid directly to DTC, so long as the Refunding Bonds are held in book-entry-only form. Payment <br />of the final disbursements of interest on the Refunding Bonds, together with the principal of and redemption premium, if any, on the Refunding Bonds to the <br />Beneficial Owners will be the responsibility of DTC, the DTC Participants and the Indirect Participants, all as defined and more fully described herein. (See <br />"DESCRIPTION OF THE REFUNDING BONDS - Book-Entry-Only System' herein.) <br />The Refunding Bonds are payable as to principal, redemption premium, if any, and interest from the rental payments under a Lease between the Authority as <br />lessor, and South Bend Redevelopment Commission (the "Commission°), as lessee dated as of , as amended (the "Lease'). The Commission is <br />obligated to make lease payments semi-annually as required by Indiana Code 36-7-14-27, to make an annual appropriation and levy a tax at a rate to provide <br />sufficient money to pay such lease payments from unlimited ad valorem taxes on all taxable property in the South Bend Redevelopment District (the "District"). The <br />lease rental payments to be paid by the Commission during the term of the Lease will be in amounts sufficient to pay the principal of and interest on the Refunding <br />~ds. <br />Maturity Principal Maturity Principal <br />Date Amount* Date Amount* <br />3/1/99 $ 145,000 3/1/07 $ 465,000 <br />3/1/00 190,000 3/1/08 485,000 <br />3/1/01 240,000 3/1/09 505,000 <br />3/1/02 305,000 3/1/10 525,000 <br />3/1/03 365,000 3/1/11 550,000 <br />3/1/04 415,000 3/1/12 575,000 <br />3/1/05 430,000 3/1/13 605,000 <br />3/1/06 445,000 <br />The Refunding Bonds constitute an indebtedness of the Authority payable in accordance with and secured by terms and pledges contained in the Trust <br />Agreement. Funds for the payment of principal and interest on the Refunding Bonds shall be paid from fixed, semi-annual lease rental payments (the "Lease <br />Rental") from the Commission to the Trustee in accordance with the Lease. The Lease Rental will be paid from unlimited ad valorem property taxes levied on <br />all taxable property in the District (an area with boundaries coterminous to the City of South Bend) in an amount which together with Project-related Revenue <br />(as defined herein) will be equal to the Lease Rental. (See "SECURITY AND SOURCES OF PAYMENT FOR THE REFUNDING BONDS" herein.) <br />IN CONNECTION WITH ANY ACQUISITION OF THE REFUNDING BONDS BY FINANCIAL INSTTTUTIONS, THE REFUNDING BONDS HAVE <br />NOT BEEN DESIGNATED "QUALIFIED TAX-EXEMPT OBLIGATIONS" FOR PURPOSES OF SECTION 265(b)(3) OF THE INTERNAL REVENUE CODE OF <br />1986, AS AMENDED. <br />TAX EXEMPTION <br />In the opinion of Baker & Daniels, South Bend, Indiana, Bond Counsel, under existing laws, interest on the Refunding Bonds is excludable from gross income <br />under Section 103 of the Internal Revenue Code of 1986, as amended, for federal income tax purposes. Such exclusion is conditioned on continuing compliance with <br />the Tax Covenants (hereinafter defined). In the opinion of Baker & Daniels, South Bend, Indiana under existing laws, regulations, judicial decisions and rulings, <br />interest on the Refunding Bonds is exempt from income taxation in the State of Indiana for all purposes except the Indiana financial institutions tax and the Indiana <br />inheritance tax. See "TAX MATTERS" herein. <br />LEGAL OPINION <br />Legal matters incident to the authorization and issuance of the Refunding Bonds are subject to the approving opinion of Bond Counsel substantially in the form <br />set forth in APPENDIX D. This opinion will also be printed on the Refunding Bonds. Certain legal matters will be passed upon for the Commission and the <br />Authority by their Attorney. <br />The Authority has authorized the distribufion of this Official Statement to prospective purchasers and other interested parties. The Authority has designated this Official <br />., atement as a "nearly final" Official Statement as of the date hereof, subject Eo the inclusion of certain additional information to be determined at the time of the award of the <br />Refunding Bonds. <br />This cover page contains certain information for quick reference only. It is not a summary of the issue. Investors must read the entire Official Statement to obtain information <br />essential to the making of an informed investment decision. <br />* Approximate Amount <br />