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)F X H I 617 2— L: 1194 P: 2447 Page 2 of 15 178045
<br />LOAN #: 006016124
<br />(G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />9 Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify]
<br />2114 Family Rider ❑ Biweekly Payment Rider
<br />❑ V.A. Rider
<br />(H) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non -appealable judicial
<br />opinions.
<br />(1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(J) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic
<br />tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is
<br />not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire
<br />transfers, and automated clearinghouse transfers.
<br />(K) "Escrow Items" means those items that are described in Section 3.
<br />(L) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu
<br />of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(M) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(N) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus
<br />(ii) any amounts under Section 3 of this Security Instrument.
<br />(0) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing
<br />regulation, Regulation X (12 C.F.R. Part 1024), as they might be amended from time to time, or any additional or
<br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA"
<br />refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the
<br />Loan does not qualify as a "federally related mortgage loan" under RESPA.
<br />(P) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party
<br />has assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications
<br />of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. For this purpose, Borrower does hereby mortgage, warrant, grant and convey to Lender and Lender's successors
<br />and assigns, with power of sale, the following described property located in the County
<br />[Type of Recording Jurisdiction] of Cass [Name of Recording Judsdiction]:
<br />SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART THEREOF
<br />which currently has the address of 68432-68434 Ginger St, Edwardsburg,
<br />[Street] [City]
<br />Michigan 49112-9507 ("Property Address"):
<br />[Zip Code]
<br />T,,,.�Tuco %A„Tu -110- .m„r.,,,emo„rc nnuv nr hPrPaftPr erected on the orooerty, and all easements, appurtenances,
<br />
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