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!SURET <br />�Z:VJRICR: <br />25, <br />RX, <br />4u H <br />R <br />Re: <br />HRP Construction, Inc. <br />5777 Cleveland, PO Box 26r#, <br />South Bend, i <br />To whom it may concern: <br />Zurich American Insurance Company and/or its subsidiary, Fidelity and Deposit <br />Company of Maryland, have provided surety credit to HRP Construction, Inc. for <br />single projects of $15,000,000 and an aggregate uncompleted backlog of <br />$30,000,000. Zurich/F&D is rated "A+" (Superior) with a financial size category <br />of XV ($2 billion +) by AM Best. <br />Additionally, in compliance with the United States Department of Treasury's <br />Listing of Certified Companies, this letter will serve to confirm that at this time the <br />surety company Zurich American Insurance Company and/or its subsidiary, <br />Zurich North America Surety Fidelity and Deposit Company of Maryland is listed with the United States <br />Fidelity and Deposit Company of Department of Treasury's Listing of Approved Sureties according to Department <br />Maryland Circular 570, and has a US Treasury Limit exceeding $300 million. <br />300 S Riverside Plaza Suite 2100 <br />Chicago, IL 60606 If HRP Construction, Inc. is awarded a contract for a project and requests that we <br />provide the necessary Performance and/or Payment Bonds, we will be prepared <br />http://www.zurich.com to execute the bonds subject to our acceptable review of the contract terms and <br />Phone 317-753-3078 conditions, bond forms, appropriate contract funding and any other underwriting <br />E -Mail considerations at the time of the request. <br />anthony.ortman@zurichna.com <br />Our consideration and issuance of bonds is a matter solely between HRP <br />Construction, Inc. and ourselves, and we assume no liability to third parties or to <br />you by the issuance of this letter. <br />We trust that this information meets with your satisfaction. If there are further <br />questions, please feel free to contact me. <br />Sincerely <br />Zurich American Insurance Company <br />Fidelity and Deposit Company of Maryland <br />0 1, <br />10 <br />1 0 SEAL <br />ZF% <br />4� <br />/Jennifer L. Kasznia <br />Attorney in Fact <br />