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SUBORDINATION AGREEMENT <br />For value received, receipt of which is hereby acknowledged, the lien of a certain <br />mortgage from City of South Bend for the use and benefit of its' Department of Redevelopment <br />to Michael E. Malinowski in the original principal amount of $4,750.00 dated November 23 <br />2009 and recorded on December 28, 2009 as document number 0941905 in the Office of the <br />Recorder of St. Joseph County, Indiana, is hereby made subordinate, junior and inferior to the <br />lien of certain mortgage from Michael Edmund Malinowski and Anne Katherine Malinowski to <br />Indiana University Credit Union dated in the amount of $ <br />and recorded in the Office of the Recorder of St. Joseph County on as <br />document number <br />Dated: November 29, 2012 City of South Bend <br />- Redevelopment Commission <br />STATE OF INDIANA ) <br />) SS: <br />ST. JOSEPH COUNTY ) <br />Before me a Notary Public, personally appeared <br />and acknowledge <br />foregoing agreement this _ day of 2012. <br />My Commission Expires: January 7, 2015 <br />Residing in St. Joseph County, Indiana <br />execution of the <br />Cheryl K. Phipps, Notary Public <br />