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The remaining half of the proposed district, Cushing and Lindsey Subdivision of BOL 107, 108 and 109, was platted in 1892 by Albert G. Cushing, Charles T. 8L Lydia Lindsey, Edwin K. Lindsey, Lelia 8t Edgar Sisson and Alma and David Hunstinger. Albert Cushing arrived in South Bend in 1849, he purchased the Dwight Deming drug business in 1852 and renamed it Cushing 8t Company. Mr. Cushing was a prominent South Bend citizen, he was successful in the drug trade and made lucrative real estate ventures on the side. Mr. Cushing teamed up with the Lindsey family in 1892 to plat a new subdivision along the west side of Cushing street. The Lindsey family was headed by the eldest brother, Charles T. Lindsey, one of South Bends most prominent businessmen. He was the cashier of the Citizen's National Bank and president of the Citizen's Loan, Trust and Savings Company. [5] In the mid 1880's, a few houses were located along Cushing Street, south of Lindsey, just south of what is now the neighborhood. By the turn of the century residences were beginning to be built on Cushing and Portage streets, north of Lindsey Street. [7] City directories from 1895_to 1910 reveal that houses sprang up quickly along Cushing Street soon after platting; houses were being built as fast as lots were sold. By 1906 Cushing Street, north of Lindsey Street, was under rapid development with 20 structures existing along Cushing and Portage Streets. By 1916 the neighborhood was nearly complete with forty-seven houses having been constructed. In 1924 the neighborhood as it stands today was essentially in place. [8] From the beginning the neighborhood was predominantly middle-class. By the teens almost 80% of the residents here that can be identified by occupation were either professionals, business owners or held white-collar positions of various kinds. The neighborhood was located within easy access to the street -car line on Portage Avenue, providing transportation to work and shopping before automobiles came into common use. [9] This area continued as a middle-class enclave through the Second World War, in fact many of the original residence continued to live in this neighborhood for an average of twenty-five years, making the neighborhood a worthy representative example of both a time and a specific class of people. Conclusion #Z Standard criteria for historic districts suggest designating those groups of structures "that possess integrity of location, design, setting, materials, workmanship, feeling, and association." [ 10] This group of buildings readily fulfill these criteria. The neighborhood consists of residential structures of the vernacular Queen Anne, American Four -Square, Gabled Elf, Dutch Colonial Revival, Stick and Vernacular types or variations of these forms constructed of a similar size and materials. The majority are constructed of wood and were built by and for a similar market — the middle-class homeowner and landlord.