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13. COUNTERPARTS. This Agreement may be executed in counterparts, all of which shall <br />be deemed originals. <br />14. GOVERNING LAW AND JURISDICTION. This Agreement shall be construed and <br />interpreted according to the laws of the State of Indiana without regard to conflicts of laws statutes. <br />Any dispute arising under the terms of this Agreement shall be filed in any court of competent <br />jurisdiction in St. Joseph County, Indiana. <br />(Remainder ofpage intentionally left blank) <br />