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communications to them shall be sent when required as contemplated <br /> by this Mortgage. Until otherwise provided by the respective <br /> parties, all notices, demands, certificates and communications to <br /> each of them shall be addressed as follows: <br /> To the Borrower: G. Toms Yarger <br /> 916 Riverside Drive <br /> South Bend, Indiana 46616 <br /> To the Issuer: City of South Bend, Indiana <br /> Fourth Floor <br /> County-City Building <br /> South Bend, Indiana 46601 <br /> Attention: City Clerk <br /> To the Trustee: 1st Source Bank <br /> 100 North Michigan <br /> South Bend, Indiana 46601 <br /> Attention: Trust Department <br /> Section 10. 6. Successors and Assigns. Whenever in this Loan <br /> Agreement any of the parties hereto is named or referred to, the <br /> successors and assigns of such party shall be deemed to be included <br /> and all the covenants, promises and agreements in this Loan <br /> Agreement contained by or on behalf of the Borrower, or by or on <br /> behalf of the Issuer, shall bind and inure to the benefit of the <br /> respective successors and assigns, whether so expressed or not. <br /> Section 10.7. Counterparts. This Loan Agreement is being <br /> executed in any number of counterparts, each of which is an original <br /> and all of which are identical. Each counterpart of this Loan <br /> Agreement is to be deemed an original hereof and all counterparts <br /> collectively are to be deemed but one instrument. <br /> Section 10.8. Governing Law. It is the intention of the <br /> parties hereto that this Loan Agreement and the rights and <br /> obligations of the parties hereunder and the Notes and the rights <br /> and obligations of the parties thereunder, shall be governed by and <br /> construed and enforced in accordance with, the laws of Indiana. <br /> (End of Article X) <br /> -45- <br />