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6. NEW BUSINESS (Cont'd <br />does not do the inspections in this program; Housing Allowance does <br />it. The rehabilitation is done to qualify these places for the <br />Housing Allowance Program. <br />Lengthy discussions followed with Mr. John R. Kagel, Executive Director, <br />Downtown South Bend Council, asking numerous questions involving the <br />properties being rehabilitated and what records, studies and /or data <br />are available on the various histories of the property as to whether <br />they were rental properties, owner - occupied or both in the past, times <br />vacant, land contract prior to the 12 -month residency requirement, a <br />complete run -down on the homes before it is considered for rehabilita- <br />tion, improper use of the home through South Bend Water Works cut -off <br />information, etc. <br />Mr. Crighton advised that as far as these people qualifying for our <br />program, we get referrals from the Housing Allowance Program for both <br />renters and homeowners. The Housing Allowance Program does not differ- <br />entiate between the two in the applications for their program. However, <br />because the only persons that are eligible receive assistance through <br />our various projects have to be owner- occupants, we process occupancy <br />verification to determine, in fact, that they are the owner and occu- <br />pant of the structure and have been for the past 12 months at least. <br />It could have been a rental property previous to the date of the ap- <br />plication. There would be no way to determine how long the homes <br />previous to the residency requirement may have been rented for a <br />portion of the period and the homeowner living in it himself, as the <br />owner would be listed on the records. The problem in obtaining all <br />of the information Mr. Kagel requests on each home is obviously man - <br />hours. We do not have the staff to run down each structure and what <br />has happened to it over the years. The Planning Bureau in our Com- <br />munity Development Department is in the process of determining what the <br />use of the properties have been, or change in use over the years just <br />prior to the initiation of the project in that area. He suggested for <br />a given area Mr. Kagel contact the Planning Bureau and they may be <br />able to supply him with information concerning the ownership. <br />Commissioner Wiggins made the comparison of roof repairs to those made <br />by insurance companies, and that when a windstorm tears up some shingles <br />and water leaks into the house, all they would take care of is the place <br />where it is leaking. They wouldn't put a new roof on and all the rest <br />we are talking about here. <br />Mr. Crighton said it is the opinion of the HUD Area Office that once a <br />roof starts leaking, and, if it is not due to puncture, (let's say a <br />tree falling into it, or something like that), but the roof has deter- <br />iorated to the point where it will start leaking some place else, that's <br />considered an incipient violation by Mr. Norman Clifton, Chief of the <br />Program Planning and Support Branch. Mr. Clifton has advised us that <br />in these types of situations, it is best to replace the entire roof, <br />rather than pate a job that will not last, whereas a new roof will <br />last for approximately 20 years. <br />Mr. Kagel added that he and others have similar type questions and <br />the information would be interesting to have. They are not as inter- <br />ested in a given area, but more in pieces of property that may be <br />