ZURICH AMERICAN INSURANCE COMPANY
<br />COLONIAL AMERICAN CASUALTY AND SURETY COMPANY
<br />FIDELITY AND DEPOSIT COMPANY OF MARYLAND
<br />POWER OF ATTORNEY
<br />KNOW ALL MEN BY THESE PRESENTS: That the ZURICH AMERICAN INSURANCE COMPANY, a corporation of the State of New
<br />York, the COLONIAL AMERICAN CASUALTY AND SURETY COMPANY, a corporation of the State of Illinois, and the FIDELITY
<br />AND DEPOSIT COMPANY OF MARYLAND a corporation of the State of Illinois (herein collectively called the "Companies"), by
<br />ROBERT D. MURRAY, Vice President, in pursuance of authority granted by Article V, Section 8, of the By -Laws of said Companies,
<br />which are set forth on the reverse side hereof and are hereby certified to be in full force and effect on the date hereof, do hereby nominate,
<br />constitute, and appoint Barbara E. PEARSON, Nicole L. BICKNELL, Mark E. WOBBE, Cheryl E. ALKIRE, Jennifer L. KASZNIA,
<br />William J. CERNEY, III, Theresa M. BURNS and Megan E. RIESENBERG, all of South Bend, Indiana, EACH its true and lawful
<br />agent and Attomey-in-Fact, to make, execute, seal and deliver, for, and on its behalf as surety, and as its act and deed: any and all bonds
<br />and undertakings, and the execution of such bonds or undertakings in pursuance of these presents, shall be as binding upon said Companies,
<br />as fully and amply, to all intents and purposes, as if they had been duly executed and acknowledged by the regularly elected officers of the
<br />ZURICH AMERICAN INSURANCE COMPANY at its office in New York, New York., the regularly elected officers of the COLONIAL
<br />AMERICAN CASUALTY AND SURETY COMPANY at its office in Owings Mills, Maryland., and the regularly elected officers of the
<br />FIDELITY AND DEPOSIT COMPANY OF MARYLAND at its office in Owings Mills, Maryland., in their own proper persons.
<br />The said Vice President does hereby certify that the extract set forth on the reverse side hereof is a true copy of Article V, Section 8, of
<br />the By -Laws of said Companies, and is now in force.
<br />IN WITNESS WHEREOF, the said Vice -President has hereunto subscribed his/her names and affixed the Corporate Seals of the said
<br />ZURICH AMERICAN INSURANCE COMPANY, COLONIAL AMERICAN CASUALTY AND SURETY COMPANY, and
<br />FIDELITY AND DEPOSIT COMPANY OF MARYLAND, this 5th day of March, A.D. 2019.
<br />ATTEST:
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<br />ZURICH AMERICAN INSURANCE COMPANY
<br />COLONIAL AMERICAN CASUALTY AND SURETY COMPANY
<br />FIDELITY AND DEPOSIT COMPANY OF MARYLAND
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<br />Assistant Secretary Vice President
<br />Dawn E. Brown Robert D. Murray
<br />State of Maryland
<br />County of Baltimore
<br />On this 5th day of March, A.D. 2019, before the subscriber, a Notary Public of the State of Maryland, duly commissioned and qualified, ROBERT D.
<br />MURRAY, Vice President, and DAWN E. BROWN, Assistant Secretary, of the Companies, to me personally known to be the individuals and officers
<br />described in and who executed the preceding instrument, and acknowledged the execution of same, and being by me duly sworn, deposeth and saith, that
<br />he/she is the said officer of the Company aforesaid, and that the seals affixed to the preceding instrument are the Corporate Seals of said Companies, and that
<br />the said Corporate Seals and the signature as such officer were duly affixed and subscribed to the said instrument by the authority and direction of the said
<br />Corporations.
<br />IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my Official Seal the day and year first above written.
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<br />Constance A. Dunn, Notary Public
<br />My Commission Expires: July 9, 2019
<br />POA-F 044-4495
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