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I <br />9. Ielephone, SgtgurilvTelephone <br />Premises shall be the responsibility of th <br />e <br />10. Liability Insurance. Lessee shall, during the entire term of this Lease, keep in <br />full force and effect the following insurance at Lessee's expense: <br />A. Commercial General Liability The parties acknowledge that, pursuant to City <br />of South Bend Ordinance No. 6657-79, effective October 11, 1979, and subject <br />to the statutory limitations set forth in Indiana Code Section 34-13-3-4, the <br />Lessee is self -insured for general liability risk; additionally, notwithstanding <br />anything in this Lease to the contrary, Lessee does not waive any governmental <br />immunity or liability limitations available to it by law. <br />B. Workers' Compensation (WC) and Employers' Liability insurance. The WC <br />policy of Lessee shall include a waiver of subrogation of rights in favor of Lessor. <br />C. Coverage for special causes of loss on any and all personal property including, <br />but not limited to, all inventory, equipment, goods and merchandise, fixtures and <br />other improvements (and betterments) installed by Lessee in the Premises. <br />Lessor is not responsible for any damage to Lessee's personal property due to <br />any cause of loss. Upon request, Lessee shall provide certificate(s) of insurance <br />to Lessor evidencing such insurance required prior to the date Lessee takes <br />possession of the Leased Premises and every year thereafter, throughout the <br />term of this Lease or any extension of this Lease. <br />Indemnification; Except with regard to the negligent or willful acts or omissions <br />of Lessor, Lessee shall assume all liability and agrees to indemnify, defend and <br />save Lessor harmless from and against any and all third party claims, damages, <br />costs and expenses, including reasonable attorney's fees, in any manner arising <br />out of or in connection with the Lessee's employees, visitors and invitees on the <br />Premises at the request of Lessee or associated with Lessee's business in the <br />Premises. <br />11. " es: Any notice hereunder must be in writing, and shall be deemed to have <br />been given when deposited in the United States Mail, postage prepaid, certified, <br />return receipt requested, or upon confirmed receipt if by facsimile or overnight <br />delivery addressed to the Parties at the following addresses: <br />Lessee Initial Lessor Initial <br />