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As the importance of the railroads and the interurbans began to be challenged by the rise of the <br /> • automobile,New Carlisle's location on an improved road again contributed to its continuing <br /> prosperity. The Lincoln Highway,the first of the privately administered transcontinental roads <br /> to be routed in response to a rising public demand for better roads,crossed northern Indiana via <br /> Fort Wayne, South Bend,LaPorte, Valparaiso,and Schererville. Essentially completed in 1915, <br /> the Lincoln Highway passed directly through New Carlisle on Michigan Street,the old Michigan <br /> Road. In 1919 the newly formed State Highway Commission designated the Lincoln Highway as <br /> a"main market road,"preparatory to setting up Indiana's state highway system. In the 1920s <br /> the federal government laid the foundation for its highway network, and designated the route <br /> running through the top row of counties in northern Indiana,which included parts of the old <br /> Michigan Road from South Bend to Michigan City, as US 20. Many other small towns along the <br /> new highway, such as Rolling Prairie about five miles to the west, were bypassed in the 1920s <br /> and 1930s, but New Carlisle was spared, perhaps owing to the topographical difficulties any <br /> feasible bypass route would encounter. <br /> Traveling the highway brought tourists and local fol alike right into town, where numerous <br /> thriving businesses vied for their trade. For decades New Carlisle's downtown offered a variety <br /> of commercial establishments, including several groceries, drugstores, and dry goods shops, a <br /> hardware store, and after 1921, the town library. During the early twentieth century there were <br /> even two banks downtown, until the Depression caused the closing of the Farmers State Bank. <br /> That building, constructed in 1919, still stands at 136 East Michigan,presently housing an <br /> insurance company. The former First National Bank of New Carlisle at 114 East Michigan <br /> i (built 1900)has evolved into the present Norwest Bank. The site had earlier housed a dry goods <br /> store owned by Service and Son, which had included banking services, a not uncommon practice <br /> in Midwestern towns in the nineteenth century. Almost ninety percent of the commercial <br /> buildings present in 1930 in the 100 block of East Michigan still stand today. Although almost <br /> none of them house the same sort of business as then,yet there is still as wide a variety of <br /> commercial services offered out of these buildings as in the past. <br /> The residential portion of the New Carlisle Historic District represents nearly the full range of <br /> architectural styles popular and likely to be built in a small Midwestern town thriving in the late <br /> nineteenth and early twentieth centuries, and as such is one of the best collections to be found in <br /> northern Indiana. <br /> Perhaps the most elegant residence in the district is the Ransom Hubbard house at 202 West <br /> Front Street, an outstanding example of an Italian Villa. Examples of the Italianate style in the <br /> district include 130 West Michigan,the George Service residence constructed in1875. Service <br /> was a member of the second generation of one of New Carlisle's most prominent families in the <br /> nineteenth century. Some vernacular styles were clearly influenced by the Italianate, such as <br /> 102 West Front Street and the ornately embellished 202 South Filbert. <br /> Besides Italianate,the other style influence most dominant in the district was Queen Anne. Two <br /> particularly fine examples are the frame dwelling at 122 West Michigan and the one of brick at <br /> 214 West Michigan,both constructed in the early 1890s. In addition, numerous vernacular <br />