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ZURICHm <br />October 21, 2019 <br />City of South Bend <br />Re: HRP Construction Inc., 5777 Cleveland Rd., PO Box 266, South Bend, IN 46624 <br />Prequalification <br />To whom it may concern: <br />Zurich American Insurance Company and/or its subsidiary, Fidelity and Deposit <br />Company of Maryland, have provided surety credit to HRP Construction Inc. for <br />single projects of $12,000,000 and an aggregate uncompleted backlog of <br />$20,000,000. Zurich/F&D is rated "A+" (Superior) with a financial size category of <br />XV ($2 billion +) by AM Best and has a US Treasury Limit exceeding $300 million. <br />If HRP Construction Inc. is awarded a contract for the referenced project and <br />Zurich North America Surety <br />requests that we provide the necessary Performance and/or Payment Bonds, we will <br />Fidelity and Deposit Company of <br />be prepared to execute the bonds subject to our acceptable review of the contract <br />Maryland <br />terms and conditions, bond forms, appropriate contract funding and any other <br />300 S Riverside Plaza Suite 2100 <br />underwriting considerations at the time of the request. <br />Chicago, IL 60606 <br />Our consideration and issuance of bonds is a matter solely between HRP <br />http://www.zurich.com <br />Construction Inc. and ourselves, and we assume no liability to third parties or to you <br />Phone 317-753-3078 <br />by the issuance of this letter. <br />E-Mail <br />anth ony.o rtman@zurichna,com <br />We trust that this information meets with your satisfaction. If there are further <br />questions, please feel free to contact me. <br />Sincerely <br />Zurich American Insurance Company <br />Fidelity and Deposit Company of Maryland <br />h <br />116 <br />'c le L. Bicknell <br />Attt rney in Fact <br />