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analyses using the Credit Retrieval Module and may disclose or require Licensee to disclose (through <br />reasonable, prescribed means) to consumer reporting agencies any secondary use of such Consumer Data <br />(including information relating to the identity of any secondary user). Licensee expressly acknowledges, <br />understands and agrees that Fannie Mae's role as Licensee's agent shall not extend beyond the limited <br />purpose set forth in this Section and, for all other purposes, there shall be no such principal and agent <br />relationship. Moreover, Licensee shall in no way misrepresent to third parties the limited extent of this <br />principal/agent relationship. <br />Licensee hereby agrees to release, indemnify, defend and hold harmless Fannie Mae, its officers, <br />employees, directors, agents, contractors and representatives from and against any liabilities, claims, <br />actions, suits, proceedings, judgements, losses, damages, deficiencies, costs, and expenses (including <br />reasonable attorneys' fees), which arise out of or result from: (i) any migration of Licensee's data from <br />Home Counselor Online (HCO) to the Software (Launchpad); and (ii) all errors, omission, and inaccuracies <br />that may result from Licensor's or its contractors' receipt of, access to, or editing of the data. <br />J. Definitions of terms used above: <br />"Consumer Report" shall mean a "consumer report" issued by a "consumer reporting agency," as those <br />terms are defined by the FCRA. <br />"Consumer Data" shall mean any information, including but not limited to consumer credit data, which <br />bears on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, <br />personal characteristics, or mode of living obtained by Licensee through or transmitted using the Credit <br />Retrieval Module and which is used or expected to be used or collected in whole or in part for the purpose <br />of serving as a factor in performing any authorized analysis. Such data may include, but are not limited to, <br />data contained in: (i) residential mortgage credit reports, "in -file" credit reports, or "consumer reports," as <br />defined in the FCRA; (ii) verifications of income, employment or assets or other forms of alternate <br />documentation; (iii) the Uniform Residential Loan Application, including any attachments and/or <br />supplements thereto; and (iv) any correspondence or communication from the consumer or any third party, <br />which includes information relating to any of the above factors. <br />"FCRA" shall mean the federal Fair Credit Reporting Act, codified at 15 U.S.C. 1681 et seq. <br />Capitalized terms used but not defined in this Exhibit A have the meaning given to those terms in the Agreement. <br />15 <br />