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pli <br />8900 Keystone Crossing, 811 floor <br />Indianapolis, IN 46240 <br />)fArfington/Roe (800) 878-9891 <br />Managing General Agents & Wholesale Insurance Brokers <br />November 14, 2018 <br />City of South Bend <br />South Bend, Indiana <br />RE: John Ward Concrete Inc. (2018 Demolition) <br />To Whom It May Concern: <br />On behalf of John Ward Concrete Inc. it is the intent of Merchants Bonding Company (Mutual) to issue <br />a 100% Performance/Payment bond for, John Ward Concrete Inc. for the above listed project, within 10 <br />days of the notice of award of contract. <br />Bonds will be issued subject to the following guidelines: <br />1. The Contract between you and our principal meet underwriting criteria. <br />2. All other terms and conditions of the contract fall within our underwriting guidelines and <br />conditions. <br />We reserve the right to either issue or not to issue the final bond, depending on whether the conditions <br />listed above are met and the financial condition of our principal is satisfactory at the time of the request. <br />Best Regards, <br />Merchants Bonding Company (Mutual) <br />Helen P. Parker <br />Attorney -In -Fact <br />