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0 <br />ZURICH <br />November 27, 2018 <br />City of South Bend <br />Re: HRP Construction Inc., 5777 Cleveland Road, PO Box 266, South Bend, IN 46624 <br />Prequalification <br />To whom it may concern: <br />Zurich American Insurance Company and/or its subsidiary, Fidelity and Deposit Company <br />of Maryland, have provided surety credit to HRP Construction Inc. for single projects of <br />$12,000,000 and an aggregate uncompleted backlog of $$20,000,000. Zurich/F&D is <br />Zurich North America Surety rated "A+" (Superior) with a financial size category of XV ($2 billion +) by AM Best and has <br />300 S. Riverside PI, Suite 2100 a US Treasury Limit exceeding $300 million. <br />Chicago, IL 60606 <br />http://www.zudch.com If HRP Construction Inc. is awarded a contract with the City of South Bend and requests <br />Direct Phone 317-753-3076 that we provide the necessary Performance and/or Payment Bonds, we will be prepared to <br />execute the bonds subject to our acceptable review of the contract terms and conditions, <br />bond forms, appropriate contract funding and any other underwriting considerations at the <br />time of the request. <br />Our consideration and issuance of bonds is a matter solely between HRP Construction Inc. <br />and ourselves, and we assume no liability to third parties or to you by the issuance of this <br />letter. <br />We trust that this information meets with your satisfaction. If there are further questions, <br />please feel free to contact me. <br />Sincerely <br />Zurich American Insurance Company <br />Fidelity and Deposit Comp any of Maryland <br />icle L. Bicknell <br />Attorney in Fact <br />