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(c) Insurance. <br /> (1) Comprehensive Major Medical Insurance Program/Preferred <br /> Provider Organization (PPO). The City shall maintain a <br /> comprehensive major medical insurance program that all Teamster <br /> employees may participate in. <br /> (2) Short and Long-Term Disability. Short and Long-Term Disability shall be <br /> as set forth in the Collective Bargaining Agreement and the City's Personnel <br /> Policies and Procedures Manual, as it may be amended from time to time, <br /> which is incorporated herein by reference. <br /> (3) Payment for Election to Leave Employer's Comprehensive Major <br /> Medical Insurance Program. The City shall pay one hundred and thirty <br /> dollars ($130) per month to any Employee who elects to leave the City's <br /> comprehensive major medical insurance program to be covered by another <br /> program for which the City makes no contribution. This election shall not <br /> be mandatory,and the Employee who made such election may return to the <br /> City's comprehensive major medical Insurance Program, provided that the <br /> conditions of the City's Comprehensive Major Medical Insurance Program <br /> are met,and the contributions specified herein are made, but in such event <br /> said Employee shall forfeit the one hundred and thirty dollars ($130) <br /> payment per month thereafter. <br /> (4) Life Insurance. The City shall provide term life insurance coverage in an <br /> amount not less than Fifteen Thousand Dollars($15,000)for each Teamster <br /> employee. Such insurance shall become effective upon the award of a group <br /> life insurance bid by the Board of Public Works, or upon the beginning of <br /> the plan year,whichever is later. <br /> (5) Benefit Waiting Period. The City notes that life insurance,comprehensive <br /> major Medical Insurance, and short term disability programs require a <br /> minimum of sixty (60) day eligibility period; and that the long-term <br /> disability program requires a minimum of a ninety(90)day eligibility period <br /> which Teamster employees must meet. <br />