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Certificate of <br />Achievement <br />for Excellence <br />in Financial <br />Reporting <br />Presented to <br />City of South Bend, <br />Indiana <br />For its Comprehensive Annual <br />Financial Report <br />for the Fiscal Year Ended <br />Deceirtber 31, 2003 <br />A Certificate of Achievement for Excellence in Financial <br />Reporting is preseznted by the Government Finance Officers <br />Association of the United States and Canada to <br />government units and public employee retirement <br />systems whose comprehensive annual financial <br />reports (CAFRs) achieve the highest <br />standards in government accounting <br />and financial reporting. <br />Q,�CE OFF /� CJ""'• I[.�._. <br />OF iNE�• �� <br />i %UHM STALES ` N <br />r CANADA %} President <br />CORP VCH y� 3�4.L'o`ti <br />�H,caca <br />Executive Director <br />xvii <br />