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FINAL 2018 Housing & Community Development Action Plan
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FINAL 2018 Housing & Community Development Action Plan
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6/13/2018 10:05:46 AM
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City Council - City Clerk
City Counci - Date
6/12/2018
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' AP-75 Barriers to affordable housing -91.420, 91.220(j) <br /> ' Introduction <br /> The following public policies could negatively impact affordable housing and residential investment in St. <br /> Joseph County: <br /> ' Property Tax Rate - Homeowners in South Bend and Mishawaka pay city taxes while those in the County <br /> Remainder do not. To address this problem, South Bend has implemented a residential tax abatement <br /> ' program. In addition, the County Property Tax Rate for St. Joseph County is the second highest in the <br /> State. <br /> Design Standards - South Bend and Mishawaka require design improvements such as curbs, sidewalks <br /> 1 and drainage. The areas within the unincorporated county do not require these infrastructure <br /> improvements. <br /> ' Building Codes and Local Historic Districts - Codes related to construction and development allow no <br /> special provision waivers for the construction of new, or rehab of existing, affordable housing. The lack <br /> of provision waivers for affordable housing could be considered a barrier to the development of <br /> affordable housing. <br /> Local regulations for historic districts require exterior compatibility at the time of renovation or <br /> rehabilitation, possibly imposing costs which could make the development of affordable housing within <br /> ' those districts more expensive. <br /> Regulatory Barriers in the Rural and Suburban Areas - Roughly sixty percent of the land in the <br /> unincorporated areas of St. Joseph County is zoned agricultural, meaning a home built in the district <br /> must have a minimum of a twenty acre lot. This requirement limits the development of affordable <br /> housing in areas zoned agricultural. <br /> Actions it planned to remove or ameliorate the negative effects of public policies that serve <br /> p g p p <br /> as barriers to affordable housing such as land use controls, tax policies affecting land, zoning <br /> ordinances, building codes, fees and charges, growth limitations, and policies affecting the <br /> return on residential investment <br /> Support for the development efforts that improve employment prospects for low/mod income <br /> individuals is ongoing. People returning to the community from prison often need assistance in securing <br /> jobs and affordable housing. <br /> ' The Residential Tax Abatement program is available to potential homeowners for consideration when <br /> thinking about homeownership. This allows a phasing in the costs that can lessen the immediate <br /> financial burden and, coupled with the legislative property tax cap, could be critical to new <br /> homeowners. <br /> The City of South Bend will continue its Housing Counseling and Homebuyer Education programs. <br /> Although not a financial mechanism, being better educated and understanding the costs and risks of <br /> homeownership can direct individuals where their situation best suits them. Understanding if and when <br /> a home purchase is a viable option is most critical. <br /> ' In an effort to expand the jurisdiction of the South Bend Human Rights Commission, the Chair of the <br /> Commission and the Executive Director met with the Mishawaka Common Council in October 2013. <br /> ' There has been no movement on this issue. <br /> Annual Action Plan 51 <br /> 2018 <br /> OMB Control No:2506-0117(exp.06/30/2018) <br />
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