10015-10 Rezoning - 220 S. Taylor St. South Bend, IN

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in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Lcan does not qualify as a "federally related mortgage loan" under }ZESPA. (P) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower' s obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purnese, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, the following described property located in the County [Type of Recording Jurisdiction] Of ST JOSEPH [Name of Recording Jurisdiction] A LOT OR PARCEL OF LAND 45 1/2 FEET IN WIDTH FROM NORTH AND SOUTH TAKEN OFF OF AND FROM THE ENTIRE LENGTH OF THE NORTH SIDE OF LOT NUMBERED THIRTEEN (13) IN BLOCK NUMBERED THREE (3) AS SHOWN ON THE PLAT OF WILLIAM S. VAIL'S ADDITION TO THE CT'~Y OF SOUTH BEND, RECORDED IN THE OFFICE OF THE RECORDER OF ST JOSEPH (:OUNTY, INDIANA. ~1'C'~ ~1~ r'~b'~~'~ (31r~$IC@ APR - ~ 2010 JC'r'FJ'JCO.i^uE clrr c~Er; <, cc. ~:~c, IRl. Parcel ID Number: ("Property Address"): SOUTH BEND 220 TAYLOR ST which currently has the address of [Street] [City], Indiana 46601 [Zip Code] TOGETHER WITH all the improvements rtow or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. 2 0 0121418 Initials: t~®6(IN) (0005) Page~3 of 15 Form 3015 1101