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2016 HOME Program
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2016 HOME Program
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' CR-35 - Other Actions 91.220(j)-(k); 91.320(i)-(j) <br /> ' Actions taken to remove or ameliorate the negative effects of public policies that serve as <br /> barriers to affordable housing such as land use controls, tax policies affecting land, zoning <br /> ordinances, building codes, fees and charges, growth limitations, and policies affecting the <br /> ' return on residential investment. 91.220 (j); 91.320 (i) <br /> The St.Joseph County Housing Consortium will continue to encourage efforts to expand the reach of the <br /> Human Rights Commission to the City of Mishawaka and St.Joseph County. Support for the <br /> development efforts that improve employment prospects for low/mod income individuals is ongoing. <br /> ' Additionally, conversations are ongoing with the St.Joseph County Commissioners. <br /> ' People returning to the community from prison often need assistance in securing jobs and affordable <br /> housing. A movement to "Ban the Box" in South Bend may open up more employment opportunities <br /> for those re-entering the community from incarceration. <br /> The Residential Tax Abatement program is available to potential homeowners for consideration when <br /> thinking about homeownership.This allows a phasing in the costs that can lessen the immediate <br /> financial burden and, coupled with the legislative property tax cap, could be critical to new <br /> homeowners. <br /> ' The City of South Bend continues its Housing Counseling and Homebuyer Education programs. Although <br /> not a financial mechanism, being better educated and understanding the costs and risks of <br /> homeownership can direct individuals to an outcome that best suits them. Understanding if and when a <br /> home purchase is a viable option is of critical importance. <br /> Actions taken to address obstacles to meeting underserved needs. 91.220(k); 91.320(j) <br /> Program year 2016 allocations aligned with the High Priorities listed in the 2015-2019 HCD Plan and <br /> emphasized homeownership, public improvements and technical assistance. These remained the <br /> broader community priorities in 2016 based upon a number of issues: <br /> • Community need exceeded available resources <br /> • Slow economy/ high unemployment depleted existing resources, while reducing donations <br /> ' • High rate of underemployment meant homeowners lacked income to maintain housing <br /> • High foreclosure rate was still a relevant issue <br /> ' • Large elderly population living in homes they could not maintain <br /> • Many issues including slow economy, unemployment,foreclosures can take a toll on a person's <br /> emotional and mental health. These types of issues could be a contributing factor <br /> ' to abuse, addiction and homelessness. <br /> South Bend's neighborhood revitalization focus became more urgent in recent years with the onset of <br /> 1 <br /> CAPER 21 <br /> ' OMB Control No:2506-0117(exp.07/31/2015) <br />
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