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ATTACHMENT A <br />(Continued) <br />this engagement. We have implemented and will maintain physical, electronic and procedural <br />safeguards ("Safeguards") reasonably designed to protect the security, confidentiality and <br />integrity of, to prevent unauthorized access to or use of, and to ensure the proper disposal, of <br />nonpublic personal information regarding your customers or consumers. We further agree that <br />the Safeguards shall meet the objectives of the Interagency Guidelines Establishing Information <br />Security Standards, adopted by the Office of the Comptroller of the Currency, the Board of <br />Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the <br />Office of Thrift Supervision, as they currently exist, or as they may be amended from time to <br />CHANGES - We may periodically communicate changes in laws, rules, or regulations to you. <br />However, you have not engaged us to and we do not undertake an obligation to advise you of <br />changes in laws, rules, regulations, industry or market conditions, your own business practices, <br />or other circumstances, except to the extent required by professional standards. <br />PUBLICATION -You agree to obtain our specific permission before using our report or our <br />firm's name in a published document, and you agree to submit to us copies of such documents <br />to obtain our permission before they are filed or published. <br />NO PUNITIVE OR CONSEQUENTIAL DAMAGES -Any liability of Crowe to you shall not <br />include any special, indirect, consequential, incidental, punitive, or exemplary damages or loss <br />nor any lost profits, savings, or business opportunity. <br />LIMIT OF LIABILITY -The provisions of this section establishing a limit of liability will not <br />apply if, as determined in a judicial proceeding, we performed our services with gross <br />negligence or willful misconduct. Our engagement with you is not intended to shift risks <br />normally borne by you to us. With respect to any services or work product or this engagement <br />in general, the liability of Crowe and its personnel shall not exceed the fees we receive for the <br />portion of the work giving rise to liability. A claim for a return of fees paid shall be the <br />exclusive remedy for any damages. This limitation of liability is intended to apply to the full <br />extent allowed by law, regardless of the grounds or nature of any claim asserted. This <br />limitation of liability shall also apply after termination of this agreement. <br />INDEMNIFICATION FOR THIRD-PARTY CLAIMS -The provisions of this section for <br />indemnification will not apply if, as determined in a judicial proceeding, we performed our <br />services with gross negligence or with willful misconduct. Our engagement with you is not <br />intended to shift risks normally borne by you to us. In the event of a legal proceeding or other <br />claim brought against us by a third party, you agree to indemnify and hold harmless Crowe <br />and its personnel against all costs, fees, expenses, damages, and liabilities, including defense <br />costs and legal fees, associated with such third-party claim arising from or relating to any <br />services or work product that you use or disclose to others or this engagement generally. This <br />indemnification is intended to apply to the full extent allowed by law, regardless of the grounds <br />or nature of any claim asserted. This indemnification shall also apply after termination of this <br />agreement. <br />NO TRANSFER OR ASSIGNMENT OF CLAIMS - No claim against Crowe, or any recovery <br />from or against Crowe, may be sold, assigned or otherwise transferred, in whole or in part. <br />