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Miscellaneous. This Participation Agreement shall be governed by and construed in accordance with the substantive laws of <br />the State of Indiana, and as applicable, federal law. The headings, captions, and arrangements used in this Participation <br />Agreement are for convenience only and shall not affect the interpretation of this Participation Agreement. This Participation <br />Agreement may be executed in any number of counterparts, all of which, when taken together shall constitute one and the <br />same document, and each party hereto may execute, this Participation Agreement by signing any of such counterparts. <br />IN WITNESS WHEREOF, the parties have caused this Participation Agreement to be duly executed as of the date first written <br />above. <br />BANIK: <br />By: <br />Name: <br />Title <br />Participant Attestation: ' The undersigned, a duly authorized officer or representative of Participant, does hereby duly <br />authorized to enter !into and perform this Participation Agreement and that the person signing above on behalf of the Participant, <br />whose execution of this Participation Agreement was witnessed by the undersigned, is an officer, partner, member or other <br />representative of Participant possessing authority to execute thus Participation Agreement. <br />By: <br />Name: <br />Title <br />Page 2 of 3 <br />