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Any modifications to this Agreement shall be made only in writing, signed by the duly <br />authorized representatives of both parties, and a copy shall be attached to the original <br />Agreement. <br />XX. SEVERABII,ITY OF PROVISIONS <br />If any part of this Agreement is found by a court of competent jurisdiction or other <br />competent authority to be invalid, unlawful, or unenforceable, then such part shall be <br />severed from the remainder of this Agreement, which shall continue to be valid and <br />enforceable to the fullest extent permitted by law. <br />XXI. CHOICE OF LAW <br />This Agreement shall be construed, governed, and enforced in accordance with the laws <br />of the State of Indiana <br />XXII. INTERPRETATION <br />The headings included in this Agreement are for convenience or reference only, and shall <br />not be considered in the construction hereof. The singular number shall include the <br />plural and vice versa. All uses of the word "including" herein shall, unless otherwise <br />indicated, be interpreted to mean "including, but not limited to." <br />XXM. WAIVER <br />No failure on the part of either party to exercise, and no delay in exercising, any right, <br />power or privilege hereunder operates as a waiver thereof, nor does any single or partial <br />exercise of any right, power or privilege hereunder preclude any other or further exercise <br />thereof, or the exercise of any other right, power or privilege. <br />XXIV. COUNTERPARTS <br />This Agreement may be executed in counterparts, each of which taken together shall <br />constitute one single agreement between the parties. <br />Governinent Finance Officei3 Association 6 of 7 <br />